Category: Financial planning

How you spend your time is more important than how you spend your money. Here’s why

Published on November 23, 2020 by TFP Team Category: Financial planning & News & Your life

A couple of months ago, we were discussing the differences between financial advice and financial planning. One of the key points from that discussion can be summarised as: If the first question you’re asked is about your money, you’re probably talking to a financial adviser If the first question you’re asked is about your life,

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Should you take a tax-free lump sum from your pension?

Published on October 6, 2020 by TFP Team Category: Financial planning & News

Your 55th birthday, rising to 57 in 2028, often marks being able to access your pension for the first time. The opportunity to take a 25% lump sum tax-free is certainly attractive and can be too tempting to resist. But it’s not a decision to take lightly and it isn’t the right move for everyone.

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Why you need to fight financial DOMS

Published on September 11, 2020 by Dan Haylett Category: Financial planning & News

There’s a well-known condition called DOMS – delayed onset muscle soreness. Muscle size increases when a person continually challenges the muscles to deal with higher levels of resistance or weight. This process is known as muscle hypertrophy, and it occurs when the fibres of the muscles sustain damage or injury. The body repairs damaged fibres

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