WealthGPS...

You wouldn’t set out on a journey without directions, so why would you set out on your retirement journey without WealthGPS...

What is WealthGPS?...

Here's what to expect...

Your WealthGPS journey starts with us working with you to discover your values, purpose, and vision for your retirement. Three key components to aligning your money with what’s most important to you.

We’ll introduce our retirement planning playbook which has 11 specifically designed exercises to uncover these values, purpose, and vision. This will allow us to understand you and your family in a way that goes well beyond your numbers, track progress and hold you accountable to you living your best life.

We will work together to create a retirement spending plan that looks at 3 distinct blocks of time of your life in retirement.

We will use sophisticated software to produce visual cashflow models and stress test your retirement plans against over 100 years’ worth of market returns and economic situations.

In addition, we will work with you to create a variety of what if scenarios that explore both positive and negative situations in order to give you complete confidence in your retirement plans.

Starting to drawdown on your retirement savings is one of the most psychosocially challenging parts of retirement. Therefore, one of our main objectives is give you freedom and confidence now and, in the future, to spend your money!

We will put a plan in place to maximise your life by sustainably drawing an income from your cash and investments and ensure it is aligned to your spending plans, goals, and retirement phases. We do this through a tried and tested income framework called time segmentation and bucketing.

PortfolioGPS is TFP’s evidence-based, low-cost investment strategy that is used to support your retirement income needs and achieve your goals and objectives.

We formulate your investment strategy based on our planning work, as well as establishing your TRUE risk profile by looking at the willingness, need and ability of you and your plans to take on investment risk.

You’ll see the strategy we outline and have the opportunity to ask questions. It’s important you feel comfortable and clearly understand everything before we invest your money.

With TFP, you get a full 360-degree coverage of your retirement journey.

We’ll analyse your current estate plan to ensure your goals are reflected appropriately now and, in the future, and work with your solicitor to ensure you always have an up to date will and LPA’s in place to reflect your wishes.

The best plans are laid to waste if there aren’t systems in place to fully protect them. We’ll review your insurance needs and ensure you are fully protected against dying early and living longer.

We will be on hand in the event of any emergency to help, guide and advise your family in line with your wishes to ensure any hassle is removed during times of uncertainty and trauma.

After implementing your plan, we’ll be with you the whole time. We continually evaluate your needs over the years to ensure that we’re optimising what you’ve worked so hard for. We’ll track your progress and, with your approval, make adjustments along the way.

We will hold you accountable to your values, vision and purpose and make sure you take action in order to live your retirement to its fullest.

We will produce your WealthGPS One Page Plan. A living, breathing document which distils all the work we have done down to what’s most important to you.

You’ll meet with the team at least once a year for your forward planning meeting and in between these regularly scheduled meetings, we’re always there for you, just a phone call or email away.