Fixed Fee Retirement Planning
Fully transparent simple fixed fees with no surprises
We charge fixed fees because it’s aligned with your best interests. It means you know exactly how much you’re paying and what you’re paying for.
It ensures we are focused solely on you and your retirement, not just your money
It’s straightforward, predictable, and puts you first.
Full Service retirement planning for people who want it all handed
For successful individuals who want their entire financial Life and retirement plans managed with expertise, precision and white-glove attention. Whats included:
Services
- Retirement Coaching
- Cashflow Planning
- Pension Planning
- Tax Planning
- Estate & Legacy Planning
- Investment Management
- Historical Stress Testing
- Retirement Income Planning & Management
- Open door access to the team
- Advice and implementation of our recommendations
- Financial Planning Hub
Fees
Initial Planning Fee: £2,500 on engagement then £7,500 on plan impementation
Annual Planning Fee: £6,000 or £9,000 per year depending on the complexity of your situation and work needed
Please note that platform and portfolio fees are in addition to our fees. They are levied directly by the platform and funds we use and unfortunately are in % terms. The typical all in % cost for platform and portfolio is c0.45% of your invested amount
Full Service retirement planning for people who want it all handled
How it works:
Our ongoing fees start from £6,900 per annum (£575 pm) for more straightforward requirements. While every client receives the service detailed above, the exact level of support depends on the complexity of their financial situation.
Your fee will be calculated based on a number of different considerations, including:
- Household complexity (family, couple, single client)
- Wrapper complexity (number of investments products)
- Income needs
- Tax Planning needs
- Professional liaison
- Business interests
- Intergenerational planning
- Estimated resource required
For successful individuals who want their entire financial Life and retirement plans managed with expertise, precision and white-glove attention. Whats included:
WealthGPS® Map
A clear plan to get you where you want to go.
WealthGPS Map is where your retirement journey begins. It’s more than just numbers, it’s about helping you design the life you want to live and building a financial plan to make it happen. Over four to five relaxed and meaningful conversations, we’ll help you:
- Get clear on what matters most to you in retirement, your lifestyle, your goals, your worries, and your big dreams
- Create a tailored retirement plan that supports the life you want
- Build a clear income strategy, so you know how your money will work for you
- Make smart, confident decisions about pensions, investments, tax and most importantly life
- Visualise & stress test your retirement using evidence and sophisticated, market leading software
£5,000
WealthGPS® Advice
Putting your retirement plan into action — clearly, confidently, and without the stress.
Once your WealthGPS Map is complete, we bring it to life. We set everything up for you — accounts, income, investments, tax and paperwork — coordinating all the moving parts so your plan is implemented smoothly and correctly. By the end, your retirement strategy is fully built and ready to support your life.
- We set everything up exactly as your plan requires
- We build and activate your retirement income system
- We handle all the paperwork, transfers and provider admin
- We optimise your tax position for the years ahead.
- We align your investments to your life, goals and risk comfort
- We bring order, clarity and calm to your financial world
£2,500 - £5,000
WealthGPS® Navigation
Ongoing support, so you can live your life without financial guesswork.
- A yearly deep dive to make sure your plan still fits your life
- A forward-looking catch-up halfway through the year to plan ahead
- Unlimited access to our team whenever you need guidance or have questions
- Behind-the-scenes coordination with your accountant, solicitor, and other key professionals
- Active management of your investments, income, and tax strategy, so nothing gets left to chance
- Ongoing advice, clear communication, and simple, honest answers
